>
Core service
Financial Planner, Independent Financial Adviser, IFA, Chartered Financial Planning, CFP, Wealth Management, Financial Planning Cheshire, Congleton, Cheshire, Manchester, North West.
Specialisms:
Divorce and separation financial support, Retirement Planning, Pension Advice, Investment Management, Cashflow Planning, Tax Planning, Estate Planning, Inheritance Tax, Protection, Succession Planning, Business Exit Planning.
Who We Serve:
Business Owners, Ladies before, during and post-divorce, Footballers/ Football families, Entrepreneurs, Female Founders, Families, High Earners, High Net Worth.
Differentiators and brand:
We are FEMALE! We have 50 years combined experience, highly qualified, Financial Freedom, Financial Wellbeing, Financial Education, Money Mindset, Plain English Advice, Family ran business, Independent, Award Winning, Next Generation Adviser, BOUTIQUE, Client outcome led, highly personalised hand held service.
Premier Wealth Solutions (PWS) is an independent, FCA-authorised financial planning firm based in Cheshire. We are a family-run practice, led by mother and daughter, with over 50 years of experience and client relationships that last for generations. We help people turn hard-earned income and wealth into lasting financial security and freedom.
What We Offer:
We provide holistic financial planning, not one-off product advice. We help you get the best outcome from your money by organising, protecting and growing it, so you can focus on what matters most to you. That might be buying back your time, retiring early, or something entirely personal to you.
Money can be a huge source of stress. A good financial plan replaces that with confidence, clarity and calm.
Our service includes cashflow and lifetime planning, pension and retirement planning, investment management, tax-efficient wealth structuring, protection and estate planning, and ongoing annual reviews to keep you on track.
Who We Serve:
We specialise in clients whose finances are anything but ordinary:
- Business owners and entrepreneurs, who need personal and business wealth to work together, with clear plans for extraction, exit and succession.
- Families, who want to protect the people they love, plan for their children’s futures and pass on wealth with confidence.
- Divorce or separation, at one of the most stressful and uncertain times, we work alongside the solicitor to understand the true value and long-term impact of a settlement, including pensions, property and investments, so decisions can be made with clarity rather than fear.
- Professional footballers and athletes, whose earnings are high but often volatile and concentrated into short careers.
What Makes Us Different:
- Truly independent: we are not tied to any provider, so our recommendations are based solely on what is right for you.
- Our GAME framework (Goals, Assets, Mindset, End Point): every plan starts with what you want your life to look like, not with products. We take behaviour and mindset as seriously as the numbers.
- Plain English, always: we explain everything clearly, with personalised reports and documents you will actually understand.
- Award-winning, next-generation advice: our Director, Emmelia Powell CFP, was named Insider Media Young Finance Adviser of the Year 2025 and Professional Adviser Young Achiever of the Year 2024, and was listed in Citywire’s Top 35 Next Generation Advisers. She has contributed to the Financial Times, The Guardian, Money Marketing and Citywire.
- Education at our core: we help our clients truly get to grips with their finances, and we give back to the wider community through our newsletter and content series, and by volunteering with young people through Springpod, Give to Gain and the CII Virtual Work Experience Programme.
Whether you are building a business, starting a new chapter after divorce, securing your family’s future PWS gives you a clear plan, honest advice and a long-term partner in your corner.
ACCREDITATIONS & QUALIFICATIONS:
Emmelia Powell MCSI CFPᵀᴹ
Jacqui Davidson-Slack, CFPᵀᴹ Chartered, Fellow, FCSI, FPFS
FREQUENTLY ASKED QUESTIONS:
Who do you work with?
We specialise in business owners, families and professional footballers. Our clients typically have busy lives, rising wealth and finances and feel overwhelmed in choosing the ’right thing to do’
What does “independent” mean?
Answer: We are not tied to any product provider or investment company. We research the whole market and recommend only what is right for you, so our advice is always on your side.
I’m a business owner. How can you help?
Answer: We help you make your personal and business finances work together. That includes tax-efficient ways to take money from your company, pensions, protecting your family and business, and planning for an eventual sale or succession.
How do you help footballers and athletes?
Sporting careers can be short, with high earnings in a limited window. We help you make the most of those years, protect your income and build a plan that supports you long after you stop playing.
How much does financial advice cost?
Our fees are transparent and will include an initial fee and ongoing fee which is agreed with you before any work begins. Your first conversation with us is free and without obligation.
What happens in the first meeting?
Answer: It’s a relaxed conversation about where you are now, what matters to you and where you want to get to. There is no cost and no pressure. If we can help, we’ll explain how we would work together and what it would cost.
Is my money safe?
We are authorised and regulated by the Financial Conduct Authority. Client money is held with established, regulated platforms and providers, not by us, and benefit from Financial Services Compensation Scheme protection.
Where are you based, and do you meet clients remotely?
We are based in Knutsford and Congleton, Cheshire, and meet clients in person or by video call, depending on their preference so we can work with you wherever you are in the UK.
How often will I hear from you?
Financial planning is an ongoing relationship. Clients on our ongoing service receive regular reviews and updates, and we’re always available when life changes, whether that’s a new contract, a business sale or a growing family. We speak regularly with our clients but tailor the frequency to their needs and preference.
Read our Google Reviews here: https://tinyurl.com/55pzb9wc
Location
Only guests who have booked can leave a review.